Aequat.io – Terms & Conditions of Use
Last updated: [April 6, 2025]
Welcome to aequat.io, a web platform providing investment calculators, tools, and simulations to help users make informed financial decisions.
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
1. Who We Are
This website is operated by Aequatio, based in Luxembourg. We are committed to providing tools for financial education and investment analysis.
2. Use of the Website
- The platform is intended for users aged 18 or older.
- You agree not to use this website for any unlawful purpose or in violation of any local, national, or international law.
- We reserve the right to suspend or terminate your access if you violate these terms.
3. User Accounts
- You are responsible for maintaining the confidentiality of your login credentials.
- We reserve the right to suspend or terminate your access if you violate these terms.
- We reserve the right to suspend or delete accounts at our discretion.
4. Personal Data & Privacy
You may be offered the option to create an account.
- We may collect data such as email address, preferences, IP address, and tool usage in accordance with our Privacy Policy
- All data is processed in accordance with the GDPR (General Data Protection Regulation).
- You may request to access, correct, or delete your personal data at any time.
5. No Financial Advice
- All content, tools, and simulations on aequat.io are for informational and educational purposes only.
- We do not offer investment advice and are not licensed financial advisors.
- You are solely responsible for any financial decisions made based on our tools or content.
6. Intellectual Property
- All content, software, designs, and branding are the property of Aequatio or its licensors.
- You may not reproduce, copy, or redistribute any part of this website without written permission..
7. Availability & Changes
- We aim to provide uninterrupted service but do not guarantee availability at all times.
- We reserve the right to modify, suspend, or discontinue the website or any features at any time.
8. Limitation of Liability
- We are not liable for any direct or indirect damages arising from the use or inability to use this platform.
- Use of financial tools and simulations is at your own risk.
9. Third-Party Links
- The website may contain links to third-party websites. We are not responsible for the content or practices of these external sites.
10. Changes to the Terms
- We may update these Terms & Conditions at any time.
- Continued use of the platform constitutes acceptance of the new terms.
11. Governing Law
- These Terms shall be governed by and interpreted in accordance with the laws of Luxembourg.
- Any disputes will be subject to the exclusive jurisdiction of the courts of Luxembourg City.